DR. Kevin Huffman Explains what to do if you are Injured in an At Fault Accident in Florida
Most individuals who are involved in an at fault accident in Florida often fail to report their injuries. Typically, people fear that their insurance rates will go up especially with an at fault accident. Unfortunately, that is a mistake that could cost you thousands of dollars in medical expenses. t
Will Your Insurance Rates Increase if You Make a Medical Claim for an At Fault Accident?
Every year, auto insurance rates go up, even for those who have never been in a car accident. In Florida, once a car accident is reported, your rates are likely to go up as well. In many cases, your own insurance company will drop your insurance after a car accident. This is true even if you do not make a medical injury claim. Avoiding medical care for yourself and your loved ones is not a wise thing to do.
What if Your Injuries Seem Minor After a Car Accident?
Even if you do not suspect that your injuries are serious, you should report your injuries to a specialized car accident doctor. In Florida, you only have 14 days after the accident to report any injuries even an at fault accident. After you report your injuries to a medical physician, it may not be necessary to undergo treatment or take medication. The importance of this is that your injuries are documented and will be covered if you need treatment.
After an auto injury doctor documents your injuries, even if they are minor, the insurance company must pay your medical bills. This is true even if your insurance company drops your coverage.
I’ve seen patients who didn’t think they were injured who went on to have surgery. What if you don’t report the medical injury to a physician within 14 days of the accident? Any and all medical bills will come out of your own pocket.
Florida Injury Medical Centers Can Help even at fault accidents
At Florida Injury Medical Centers, I’ve made it easy and safe to report your injuries anywhere in the state of Florida. From the comfort and safety of your own home, just pick up a phone and call me at (866) 402-4250 or connect online. I will document your injuries from your at fault accident and make sure the insurer is aware that they will be responsible for any future medical care. I will also call in medications and send a report to your attorney if you have one.
Remember, reporting your injuries to a car accident clinic doesn’t mean you have to undergo medical care. It’s a legal step to help you access auto injury care should you feel it necessary in the future.