On June 29th, Governor DeSantis vetoed the PIP reform bill sent to him by Florida legislators. That is good news for Florida drivers. Had he signed the PIP reform bill, not only would your insurance rates go up, but your access to medical care after a car accident would have gone down. Florida still leads the nation in uninsured drivers. Nearly one in five drivers carry no insurance including PIP. It may cost you a few more dollars each month to add uninsured motorist insurance to your policy, but it could make a big difference in your ability to access adequate post-collision healthcare in Florida.